W.J. Schade Financial Services, LLC provides services as a fee only investment advisor. We feel that this, rather than charging commissions for selling products, creates the most equitable advisor/client relationship. Because we earn our fees by providing quality long term management, not through one-time commissions, we are motivated to provide clients with the guidance that will bring them the best long term results. We are further motivated to continue to provide responsive, thorough guidance, year after year, because our clients are free to withdraw their funds at any time, should they choose. When we recommend a product or security, it is solely because it is in the best interest of our clients, not because it is a product that pays us a commission.

While our fees are based primarily on asset management, we do offer services by the hour as well. Fees will vary depending on funds invested, as well as, by the complexity of the investment strategy. In general, basic allocation strategies start at 1% per year, while more complex call writing strategies start at 1.5% per year. These fees include continued, personal financial planning services. Fees are reduced as funds invested reach certain thresholds. For complete fee information, please review our disclosure brochure.

Our hourly fee is $150 per hour. However, this fee is often reduced, either partially or fully, if the financial planning is completed in conjunction with asset management.

We have no minimum client relationship (funds invested) however, we do charge a minimum fee of $250 per year for asset management. This fee does include an additional follow up planning meeting each year, as well as phone and e-mail access should you require additional assistance.

Contact us at: info@wjsfs.com